AI in SME lending enters a new phase of trust and transparency - Moneytech

Artificial intelligence is rapidly reshaping the way lenders assess and process SME finance. As automation becomes more embedded in credit decisioning, the industry is entering a new phase - one where efficiency must be balanced with transparency, governance and trust.

In this article, Nick McGrath, CEO of Moneytech, explores how explainable AI is transforming lending processes, why human oversight remains critical, and how responsible adoption of AI can deliver faster, clearer outcomes for brokers and their SME clients.